Benefits of Credit Repair
Our Kansas City Bankruptcy Attorneys Offer the Assistance You Need
The goal of credit repair is to ensure that your credit report — and resulting credit score — is based on fair and accurate information. Credit repair may become necessary for several reasons. Those who file bankruptcy are wise to pursue credit repair after the bankruptcy is completed. Otherwise, your credit may suffer far longer than necessary, which in turn can slow your progress in rebuilding financial stability.
Be Proactive in Protecting & Repairing Your Credit
Buying a car, securing a mortgage, or applying for an apartment or rental home can become difficult or downright impossible without good credit. You could end up with sky-high interest rates or be turned down altogether. Errors on your credit report may even affect your ability to get a job or find reasonable insurance premiums.
Credit repair can help you avoid these difficulties by:
- Eliminating negative, outdated information – By law, credit reporting agencies should purge outdated records after a set period of time, but it often falls to the consumer to initiate this action.
- Clearing discharged debts – Eliminating debts from your credit report that were discharged in the bankruptcy process can have a positive effect on your income-to-debt ratio—a major factor in your credit score.
- Correcting inaccurate records – Sometimes errors on your credit report are honest mistakes, but they still have a negative impact. Identifying and fixing any errors can improve your credit.
Once your credit report is clean and up-to-date, you can feel confident moving forward with a solid foundation for rebuilding your credit.
Free Credit Repair Services
At the bankruptcy law firm of Patton & Dean, LLC, we provide free credit repair services for all of our bankruptcy clients. We will review your credit reports, identify any inaccurate or outdated information, and pursue every available means of removing it.
Our lawyers are intimately familiar with the law that governs credit reporting, including the Fair Credit Reporting Act (FCRA). We know what to look for when detecting problems with credit scores or reports. We will not hesitate to take on major credit reporting agencies, even pursuing your case in court if needed. Our collective knowledge, experience, and resources can be your advantage in disputing inaccurate credit information.
To learn more about the many benefits of credit repair, contact us for a free consultation. Our attorneys handle bankruptcy and credit repair issues in Kansas City and the surrounding areas.
Real People. Real Reviews.
Past Clients Tell Their Stories
At Patton & Dean, LLC, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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“Ryan and David both were very personable as well as professional.”Deana
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This team of attorneys has gone out of their way to help me. I am impressed and thankful for all they have done for me.Jeffery B.
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Very grateful. Ryan and his team were very helpful. Thanks to them I was able to keep everything I needed. Very knowledgeable and professional. Thanks Thanks ThanksCarlos I.
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Great service! Ryan Patton was very professional and helpful! Very responsive on my questions! Would definitely refer their firm!Traci V.
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Ryan Patton represented me in my Chapter 13 submission. Given the results, which were far better than I had hoped, his feedback, guidance, recommendations and ultimate submission were outstanding.. His professionalism and value added exceeded my expectations! Do not try a bankruptcy submission without a top notch attorney like Ryan!Larry H.
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I had a hard time coming to the decision to file bankruptcy, Ryan made it painless and was very patient with all of my questions. Very professional.Debra B.
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Ryan was recommended by my parents and has made this process as easy as it can be and has made sure I understood everything every step of the way. This is the second time I have dealt with Ryan and would definitely recommend him to anyone!Terri O.
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Ryan P. was amazing to work with, he was always available every time I needed him. Any question I needed answered or explained more, he was always there. I would highly recommend him to anyone needing his service. I couldn't ask for a better person to help me through this process.Amber M.
Free Credit Repair Services
At the bankruptcy law firm of Patton & Dean, LLC, we provide free credit repair services for all of our bankruptcy clients. We will review your credit reports, identify any inaccurate or outdated information, and pursue every available means of removing it.
Our lawyers are intimately familiar with the law that governs credit reporting, including the Fair Credit Reporting Act (FCRA). We know what to look for when detecting problems with credit scores or reports. We will not hesitate to take on major credit reporting agencies, even pursuing your case in court if needed. Our collective knowledge, experience, and resources can be your advantage in disputing inaccurate credit information.
To learn more about the many benefits of credit repair, contact us for a free consultation. Our attorneys handle bankruptcy and credit repair issues in Kansas City and the surrounding areas.
