If you are in a dire financial situation, you don’t have to find your way out alone. Patton & Dean, LLC is the home of the Complete Bankruptcy approach. Our bankruptcy attorneys have helped thousands of individuals and families in Kansas City, Lenexa, Lee's Summit, and the surrounding communities determine their best course of action, complete the filing process, and repair and rebuild their credit afterward. We can help you, too.
Kansas City residents benefit from unique considerations in bankruptcy law because Kansas and Missouri each have its own exemption rules. Our team knows how these details affect your options, so we make sure you receive advice based on your best interests. Whether you live along the Missouri River or in downtown Kansas City, the right guidance can save you time and reduce stress as you move through proceedings in local courts.
Comparing Chapter 7 and Chapter 13 Bankruptcy in Kansas City
Choosing between Chapter 7 and Chapter 13 bankruptcy takes careful thought about your financial goals and current circumstances. In Kansas City, Chapter 7 allows eligible individuals to discharge most unsecured debts quickly. Chapter 13, on the other hand, provides a repayment plan that can help protect property, like your home or car. Kansas residents often find that exemptions differ from those in Missouri, so working with a team that understands both sides of the state line gives you an advantage. We explain qualification requirements, time frames, and how assets may be handled so you can make an informed decision.
The U.S. Bankruptcy Court in Kansas City manages each case under local rules and regulations. For residents, factors like household income, total debts, and property values in Johnson or Wyandotte County may influence which chapter gives you the most protection. Our approach highlights transparency and direct attorney contact so you have clarity about your choices and the impact of each step before you proceed.
The decision to pursue bankruptcy is often a turning point for individuals and families in Kansas City. Our commitment goes beyond documentation and filing—we provide clear explanations at every stage. Many clients want to know about the types of bankruptcy available in Kansas City, including Chapter 7 and Chapter 13. We take time to walk you through important distinctions and help you understand which path fits your circumstances and goals. Lasting improvement starts with good information, and that’s why we remain available to answer your questions from start to finish.
The Kansas City area is served by both the U.S. Bankruptcy Court for the District of Kansas and the Western District of Missouri, depending on your county of residence. Working with a bankruptcy attorney in Kansas City who knows the specific requirements and practices of each court helps prevent delays and builds peace of mind. Our firm keeps up with changes in local court procedures and filing guidelines for both jurisdictions, so you receive advice tailored to your location.
The Bankruptcy Filing Process in Kansas City Courts
After your first conversation with an attorney, we make sure you understand which documents you need, such as income statements and a list of debts. You complete required credit counseling, file your petition in either the Kansas or Missouri court, and attend a meeting of creditors—often called a 341 meeting. Our team explains what happens at each stage and what to expect based on our experience with cases in Johnson, Wyandotte, or Jackson counties.
The requirements and timelines for bankruptcy differ between the District of Kansas and the Western District of Missouri. Some cases move more quickly in one court than the other, depending on the local caseload and scheduling. We draw on our direct experience with both courts to help keep your process as smooth and predictable as possible.
Act fast to connect with an experienced bankruptcy attorney. Use our online form to begin right away.
FAQs
How long does bankruptcy typically take?
Most Chapter 7 cases in Kansas City finish within four to six months, while Chapter 13 usually lasts from three to five years depending on your repayment plan. The timeline depends on court schedules and individual financial factors.
Will bankruptcy stop creditor calls and wage garnishments?
Filing for bankruptcy in Kansas City triggers an automatic stay, which stops most collection actions including creditor calls, lawsuits, and wage garnishments as soon as your case is filed.
Can I keep my house or car if I file bankruptcy in Kansas?
Kansas law provides exemptions that often allow individuals to keep a home or car within certain value limits. Your specific outcome depends on your situation and applicable local exemption rules.
Trust our experienced bankruptcy lawyer in Kansas City to address your legal concerns. Act quickly by calling (913) 203-4786 to reserve your initial consultation.
Prior to working with you, we sit down to understand where you’re at and determine the best way to move forward with your case.
DuringRepresentation During Bankruptcy Filing
Throughout our relationship, you’ll be kept informed of the status of your case and understand your options to make decisions.
AfterProtect Your Credit at No Additional Cost
The process does not end when your case concludes. We work with you to help you get your credit & finances back on track.
"We started our firm to make sure good, hard-working people are protected"
At Patton & Dean, LLC, our approach sets you up for financial success. From the beginning, we listen to your story and seek to fully understand your situation so we can determine the best way to move forward with your case. We provide attentive representation during the bankruptcy filing and keep you informed of the status of your case at all times. As our client, you will understand your options in full so you can make educated decisions.
Many bankruptcy firms stop there. When you choose our firm, the process does not end when your case concludes. We provide credit protection, repair, and rebuilding at no additional cost to you. We work with you to help you recover financially and take steps to improve your credit. Choose a firm that can help ease your financial stress. Choose Patton & Dean, LLC.
If you’re dealing with debt, a bankruptcy lawyer from our firm is ready to act fast. Arrange your consultation without delay.
I had a hard time coming to the decision to file bankruptcy, Ryan made it painless and was very patient with all of my questions. Very professional.
Debra B.
“Very grateful.”
Very grateful. Ryan and his team were very helpful. Thanks to them I was able to keep everything I needed. Very knowledgeable and professional. Thanks Thanks Thanks
Carlos I.
“Great Experience!!”
“Ryan made me not only feel comfortable but he was always there when I had any question's or concerns.”
Adrienne
“Ryan and David both were very personable as well as professional.”
“Ryan and David both were very personable as well as professional.”
Deana
“...definitely recommend him to anyone!”
Ryan was recommended by my parents and has made this process as easy as it can be and has made sure I understood everything every step of the way. This is the second time I have dealt with Ryan and would definitely recommend him to anyone!
Terri O.
“Thanks for your help!”
I worked with David Dean and the level of service I received from day 1 is unmatched. Not only that but the service I received after I paid remained at a 5 star level. Can't think of many businesses in today's world that operate like this. Thanks for your help!
Eric R.
“Pleased With Service”
“I have been very pleased with your service, and I let everyone I know over the years about you and will continue in the future. Thank you for the past 3 years.”
Cindy B.
“David Dean was so very helpful in every way possible.”
David Dean was so very helpful in every way possible. He went out of his way to answer all my questions and was very attentive to my issues. I would not hesitate to refer him out or use him again, I feel that comfortable with his expertise.
A Lawyer Will Always Answer Your Questions & Return Your Phone Calls.
When you choose Patton & Dean, LLC, you benefit from the knowledge and insight our attorneys have gained over years of practicing bankruptcy law. You work directly with one attorney—your attorney—for your entire case, and speak directly with them whenever you need help. Throughout nearly every step, you receive one-on-one responses to your questions. We believe you deserve personal service.
Our clients consistently say that direct communication with the attorney guiding their case builds confidence and clarity as they move through bankruptcy proceedings in Kansas City. Time matters when facing deadlines in the U.S. Bankruptcy Court for the District of Kansas or the Western District of Missouri. Working with a single attorney enhances continuity and allows us to give you fast updates about filings and hearings unique to local courts.
Get comprehensive legal guidance from a bankruptcy attorney in Kansas City you can trust. Call (913) 203-4786 or contact us promptly to schedule your consultation.
Before Listen & Understand Your SituationPrior to working with you, we sit down to understand where you’re at and determine the best way to move forward with your case.
